Welcome to my website!
I’m Steven M. Ayer, author of Choosing Simplicity.

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About my latest book, Choosing Simplicity

The purpose of this book is to try to help anyone maintain what I call “living on top of the mountain”: in a pure, contented, happy state of mind. I remember pockets in my life when I was so happy, but wondered why they were so fleeting. It was like reaching the top of a mountain-but never being able to stay there. I found myself always sliding slowly backwards, or simply standing in the valley below, looking up and wondering what happened.

Over the years, I’ve come to understand that the only way to stay near the top of the mountain is to constantly remind yourself-daily, weekly, monthly-of all of the things that are important to you. Without constant reminders we forget how we got to the top and revert back to our old ways. it isn’t even our fault, because it’s in our nature; it happens with or without our permission. We simply have to commit to combating it! I don’t know about you, but I want to live a fulfilled life, with happiness, health, and accomplishments for myself, my family, and the betterment of others. I want to live on top of the mountain every single day of my life, and I’m willing to do what I can to try and accomplish that.

About the Author

Steven M. Ayer, CIMA ®, AIF®, is a Managing Director and Partner with Hightower Westchester at Hightower Advisors LLC. Mr. Ayer has been in the financial industry since 1994. He worked at two of the largest broker/dealers on the Street before joining Hightower, a premier, registered investment advisory firm with a national presence. After acquiring a degree in Finance from Southern Connecticut State University, he amassed a broad knowledge of economics, asset allocation, and alternative investments which he uses to complement Hightower Westchester’s diversification strategy. Steven currently resides in Ledyard, Connecticut, with his wife Delia and their five children. It has been a natural progression for him to release this set of principles that he uses to help him make better choices, not only at work, but in life in general. These Quotes, Thoughts, and Actions have been a true blessing to him. They have been instrumental in helping him overcome the many challenges of life along with those that accompany a financial advisory practitioner in the midst of one of the worst economic/market environments in the history of the United States.